Insurance Coverage Options | Blackline Premier
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Coverage Options

We help you compare these coverage types across multiple top-rated carriers — so you know exactly what you're getting before you commit.

01

Liability Coverage

Required in most states. If you cause an accident, liability coverage pays for the other party's medical bills and property damage. We help you find the right limits — not just the legal minimum.

Bodily Injury Limits
Property Damage Coverage
Legal Defense Costs
02

Collision Coverage

Pays to repair or replace your vehicle after a collision with another car or object — regardless of who was at fault. Deductibles are flexible and lender-required on financed vehicles.

Flexible Deductibles
Single-Vehicle Accidents
Required by Most Lenders
03

Comprehensive Coverage

Covers damage to your vehicle from events other than a collision — theft, vandalism, fire, hail, flooding, and animal strikes. Often paired with collision for full coverage.

Theft & Vandalism
Weather & Fire Damage
Glass Repair & Replacement
04

Uninsured Motorist Coverage

Protects you when the at-fault driver has no insurance or insufficient limits. Covers your medical expenses and vehicle damage, including hit-and-run incidents.

Hit-and-Run Protection
Medical Expense Coverage
Passenger Protection

Not sure what you need? Tell us about your vehicle and driving situation and we'll compare options across our carrier network to find the right fit.